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Recent Posts

Do You Need a Secured Credit Card?

Do You Need a Secured Credit Card?

We all know the benefits of credit cards and how they can make your credit score really soar. However, what do you do when your credit score isn’t very strong but you want to build it with credit cards? That’s where a secured card comes into play. They’re designed for people with poor credit (630 and lower typically) to help rebuild their credit. You put down a security deposit and have a lower limit to your card, and when you pay it off, your timely payments will be reported to the credit bureaus to hopefully help increase your score. Image via Upgraded Points.